Liability
Helps pay for injury and damage you cause to others.
Compare Auto Insurance Quotes in Minutes
Answer a few quick questions and explore auto insurance options from third-party providers.
- Compare multiple providers in one step
- Coverage options for many driving histories
- 100% free, with no obligation to buy
- Takes about two minutes
- Secure & private
- Free, no obligation
- Multiple providers
How it works
Three simple steps
Step 1: Call us
Dial the number above to reach us directly.
Step 2: Talk to a licensed agent
Share a few details about your vehicle and driving.
Step 3: Compare and choose
Review the details and decide, with no pressure.
Coverage types
Know your coverage options
Common types of auto insurance coverage you may see when you compare.
Collision
Helps cover your vehicle after a crash, regardless of fault.
Comprehensive
Helps cover theft, weather, vandalism and other non-crash damage.
Uninsured Motorist
Helps protect you if the other driver has little or no coverage.
Medical Payments
Helps with medical costs for you and passengers after an accident.
Your rate
What affects your rate, and how to lower it
Rates vary by provider and state. Discounts are not guaranteed.
Factors that affect your rate
- Driving recordTickets and accidents can influence your rate.
- Your vehicleMake, model, age and safety features all matter.
- Where you liveZIP code, traffic and local claim trends.
- Age & experienceYears licensed and driver profile.
- Annual mileageHow much and how often you drive.
- Limits & deductibleHigher coverage usually costs more; higher deductibles may lower it.
Discounts you may qualify for
- Multi-policyBundle auto with home or renters.
- Safe driverA clean record may earn savings.
- Good studentFor eligible students with strong grades.
- Low mileageDrive less, and you may pay less.
- Vehicle safetyAnti-theft and safety features may qualify.
- Pay in full / autopaySome providers reward how you pay.
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Complete one short form and we'll connect you with providers that may fit your needs.
Compare Auto Insurance Options
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FAQ
Auto insurance questions, answered
Call the number above and you'll be connected with a licensed agent who can compare options with you.
No. Our service is free and there is no obligation to buy a policy.
It depends on your state's requirements, your vehicle, and your finances. Providers can explain options, and you choose what works for you.
Common factors include driving record, vehicle, location, age and experience, annual mileage, coverage limits and deductibles. Factors vary by provider and state.
Many providers work with a range of driving histories, though availability and pricing vary by provider and state.
No. Rates and availability vary by provider and state and are not guaranteed. Review each provider's terms before deciding.
Ready to compare auto insurance quotes?
It's free, takes about two minutes, and there's no obligation.
DriveSmartQuotes is not an insurer. Rates are not guaranteed, and availability varies by state.